(208) 661-0513

3665 E O’Gara Rd, Harrison, ID 83833 (MLS# 26-8634)

$1,429,000
3665 E O'Gara Rd
Harrison, ID 83833
MLS# 26-8634
3 beds  |  4.5 baths  |  3286 sqft
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Property Description
***RARE FINANCING OPPORTUNITY! Existing loan with a 2.625% interest rate may be assumable by a qualified buyer, subject to lender approval and existing loan terms.*** Experience the best of North Idaho lake living from this exceptional secondary waterfront home overlooking beautiful Lake Coeur d'Alene. Walls of windows capture breathtaking panoramic lake views and unforgettable sunsets, creating a spectacular backdrop for everyday living and entertaining. Offering 3 bedrooms, 4.5 bathrooms, dedicated office space, and a large loft, the home provides a versatile and spacious layout ideal for both full-time living and a North Idaho retreat. Recent improvements include a new HVAC system installed in 2025 and a new upper-deck awning installed in 2026, adding comfort and enhancing the outdoor living space. Step outside and unwind in the hot tub while taking in the incredible lake views, or head down to the private community beach and your TWO boat slips for a day on the water.

Details
Maps
Contract Information
Status: Active
Listing Type: Residential Waterfront Secondary
Income Producing: No
Area: 09 - Chain Lakes/Harrison Area
Neighborhood Grid #: 210
Begin Date: 2026-08-21
List Price: $1,429,000
Short Sale: No
REO: No
General Property Description
Realtor.COM Type: Residential - Single Family
Building Style: Multi-Level
Basement: Yes
Garage Type: Det Garage
Garage Stall: 2 Car
Total Bedrooms: 3
Total Bathrooms: 4.5
Total SqFt.: 3286
SqFt B: 1543
SqFt 1: 1543
SqFt 2: 200
SqFt Source: Assessor
Lot Acres: 1.78
Year Built: 1993
New Construction: No
Lot Type 1: Residential
Lot Type 2: Secondary Wtr Frnt
Lake/River Name: Coeur d'Alene Lake
Legal and Taxes
Legal: LACON TRACTS, LT 7 BLK 3 EX R/W, PTN OF CAREA (ROAD ONLY) 0747N03W, LACON TRACTS, LT 8 BLK 3 EX R/W, PTN OF CAREA (ROAD
AIN/Tax Bill: 123967, 191899
Parcel Number: 04400003007A, 04400003008A
School District: Kootenai - 274
Zoning: County RES
Taxes: 4384
Tax Year: 2025
Taxes Reflect 1: No Exemptions
Subdivision: Lacon Tracts
Directions: From Coeur d'Alene: I-90 E to Exit 22 (Hwy 97). Turn right onto Hwy 97 S and follow toward Harrison. Turn right onto E O'Gara Rd. Follow O'Gara Rd to 3665 E O'Gara Rd.
Remarks
Public Remarks: ***RARE FINANCING OPPORTUNITY! Existing loan with a 2.625% interest rate may be assumable by a qualified buyer, subject to lender approval and existing loan terms.*** Experience the best of North Idaho lake living from this exceptional secondary waterfront home overlooking beautiful Lake Coeur d'Alene. Walls of windows capture breathtaking panoramic lake views and unforgettable sunsets, creating a spectacular backdrop for everyday living and entertaining. Offering 3 bedrooms, 4.5 bathrooms, dedicated office space, and a large loft, the home provides a versatile and spacious layout ideal for both full-time living and a North Idaho retreat. Recent improvements include a new HVAC system installed in 2025 and a new upper-deck awning installed in 2026, adding comfort and enhancing the outdoor living space. Step outside and unwind in the hot tub while taking in the incredible lake views, or head down to the private community beach and your TWO boat slips for a day on the water.
Address Information
Street Number: 3665
Street Direction Pfx: E
Street Name: O'Gara
Street Suffix: Rd
State/Province: ID
Postal Code: 83833
County: Kootenai
Miscellaneous
Sec: 7
Twn: 47N
Rng: 03W
Rng Dir: WBM
Property Subject to
CC&Rs: Yes
Homeowners Assoc: None
HOA Name: Lacon Coop
Frequency: Annually
Association Fee: $800/year - Water
LID: No
Non-Mtg Lien: None
Flood Zone: No
Aircraft Flight Zone: Unknown
Fire Protection Dist: Yes
Fire Protection Name: SMFPD
Rooms per Level
Bsmt Living Rm: 1
Bsmt Bdrm(s): 2
Bsmt Bath: 2
Bsmt Half Bath: 1
Bsmt Laundry: 1
Bsmt Other Rm(s): 1
1st Fl Living Rm: 1
1st Fl Dining Room: 1
1st Fl Kitchen: 1
1st Fl Mst Bdrm Suite: 1
Main Level Bedrooms: 1
1st Fl Bath: 1
Main Level Bathrooms: 2
2nd Fl Other Rm(s): 1
Kitchen Amenities
Counter Type: granite
Flooring
Wood: hardwood
Water
Water System Name: Lacon Coop
Showing Instructions
Showing Service Name: ShowingTime
Property Features
Association Fee Includes: Water
View: Lake; Mountain(s)
Lot Features: CDA Reservation; Irregular Lot; Landscaped; Level; Open Lot; Sloped; Southern Exposure; Sprinklers In Front; Sprinklers In Rear; Wooded
Fencing: Partial
Interior Features: Central Air; Electric Dryer Hookup; Fireplace; High Speed Internet; Jetted Tub; Skylight(s); Smart Thermostat; Washer Hookup
Fireplace Features: Gas
Exterior Features: Boat Slip; Covered Deck; Fire Pit; Open Deck; Paved Parking; Pergola; RV Parking - Open; Spa/Hot Tub
Common Walls: No Common Walls
Appliances: Dishwasher; Disposal; Electric Dryer; Gas Range; Microwave; Refrigerator; Washer; Wine Refrigerator; Electric Water Heater
Kitchen Amenities: Kitchen Island
Fuel: Electric; Propane
Heating: Fireplace(s); Forced Air; Heat Pump
Other Structures: Gazebo
Bsmt: Full Size
Basement: Finished; Daylight; Walk-Out
Foundation: Concrete
Construction: Frame
Exterior: Wood Siding
Flooring: Carpet; Tile
Roof: Comp Shingle
Road: Paved; Public Maintained Road
Water: Community System
Sewer: Septic Tank
Terms Considered: 1031 Exchange; Assume; Cash; Conventional; VA
Supplements
Outdoor recreation is close at hand with convenient access to the 73-mile Trail of the Coeur d'Alenes, perfect for biking, walking, and exploring the beauty of North Idaho. Enjoy the privacy and tranquility of lake living while remaining approximately 45 minutes from Coeur d'Alene and 1 hour 30 minutes from Spokane International Airport. Come for the view, stay for the lifestyle, and make every sunset your own.

Listing Office: St Maries Realty

Last Updated: September - 04 - 2026

Information displayed on this website on listings other than those of the website owner is displayed with permission of the Coeur d'Alene MLS and Broker/Participants of the Coeur d'Alene MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is from sources deemed reliable but is not guaranteed. Prospective buyers should verify information independently. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed.

Saturday 19th of September 2026 02:41 PM